:root{
  --ink:#1d2433; --muted:#5b6678; --line:#e3e7ef;
  --brand:#2b579a; --brand-dark:#204378; --accent:#0bc1b8; --highlight:#d8902f;
  --soft:#f4f7fb; --soft2:#eef3f8; --green:#1d7a35;
}
*{box-sizing:border-box}
body{margin:0;font-family:-apple-system, Segoe UI, Roboto, Helvetica, Arial, sans-serif;
  color:var(--ink);line-height:1.6;background:#fff;font-size:16px}
a{color:var(--brand);text-decoration:none}
.wrap{max-width:980px;margin:0 auto;padding:0 28px}
.nav{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.96);
  backdrop-filter:blur(6px);border-bottom:1px solid var(--line)}
.nav .wrap{display:flex;align-items:center;justify-content:space-between;height:64px}
.brand{font-weight:800;font-size:18px;color:var(--brand-dark);letter-spacing:-.01em}
.brand span{color:var(--accent)}
.nav-links{display:flex;gap:18px;align-items:center}
.nav-links a{font-size:14.5px;font-weight:600;color:var(--ink)}
.nav-links a:hover{color:var(--brand)}
.nav-links a.active{color:var(--brand)}
.btn{display:inline-block;background:var(--highlight);color:#fff;font-weight:700;
  font-size:14.5px;border-radius:999px;padding:9px 20px;cursor:pointer;border:none}
.btn:hover{background:#bf7d20;color:#fff}
.btn.ghost{background:var(--accent);color:#fff;border:1.5px solid var(--accent)}
.btn.ghost:hover{background:#0aa89f;color:#fff;border-color:#0aa89f}
.btn.lg{padding:13px 28px;font-size:16px}
header.hero{background:linear-gradient(135deg, var(--brand-dark), var(--brand));color:#fff;padding:74px 0 0}
header.hero.short{padding:60px 0 56px}
.kicker{letter-spacing:.18em;text-transform:uppercase;font-size:12px;font-weight:700;color:var(--accent);margin:0 0 14px}
h1{font-size:46px;line-height:1.08;margin:0 0 18px;font-weight:800;letter-spacing:-.02em}
header.hero.short h1{font-size:40px}
.lead{font-size:19px;max-width:720px;color:#dbe6f2;margin:0 0 28px}
.hero-cta{display:flex;gap:14px;flex-wrap:wrap;margin-bottom:50px}
header.hero.short .hero-cta{margin-bottom:0}
.hero-cta .btn.ghost{background:var(--accent);color:#fff;border-color:var(--accent)}
.hero-cta .btn.ghost:hover{background:#0aa89f;color:#fff;border-color:#0aa89f}
.facts{display:flex;gap:0;flex-wrap:wrap;background:rgba(255,255,255,.08);border-top:1px solid rgba(255,255,255,.18)}
.facts .f{flex:1 1 180px;padding:18px 24px;border-right:1px solid rgba(255,255,255,.14)}
.facts .f:last-child{border-right:none}
.facts .f .lbl{font-size:12px;text-transform:uppercase;letter-spacing:.08em;color:#bcd2e6}
.facts .f .val{font-size:20px;font-weight:800;margin-top:3px}
section{padding:8px 0}
h2{font-size:30px;margin:54px 0 8px;font-weight:800;color:var(--brand-dark);letter-spacing:-.01em}
h2 + .sub{color:var(--muted);margin:0 0 24px;font-size:16px}
p.body{font-size:16.5px}
.crumbs{font-size:13px;color:var(--muted);padding:16px 0 0}
.crumbs a{color:var(--muted)} .crumbs a:hover{color:var(--brand)}
.trust{border-bottom:1px solid var(--line);padding:28px 0 24px}
.trust .trust-lbl{text-align:center;font-size:12.5px;text-transform:uppercase;letter-spacing:.1em;color:var(--muted);margin:0 0 16px}
.trust .trust-logos{display:flex;flex-wrap:wrap;justify-content:center;gap:12px 30px}
.trust .trust-logos span{font-weight:800;font-size:16.5px;color:var(--brand-dark);opacity:.8}
.why{display:grid;grid-template-columns:repeat(3, 1fr);gap:16px;margin-top:8px}
.why .w{border:1px solid var(--line);border-radius:12px;padding:22px}
.why .w .ic{font-size:22px;margin-bottom:8px}
.why .w h3{font-size:17px;color:var(--brand-dark);margin:0 0 6px}
.why .w p{font-size:14px;color:var(--muted);margin:0}
.cards{display:grid;grid-template-columns:1fr 1fr;gap:18px;margin-top:10px}
.card{border:1px solid var(--line);border-radius:16px;padding:26px 28px;background:#fff}
.card.primary{border-color:var(--accent);background:#fffdf8}
.card h3{font-size:20px;margin:0 0 6px;color:var(--brand-dark)}
.card p{font-size:15px;color:var(--muted);margin:0 0 12px}
.card .kk{display:block;font-size:13px;color:var(--green);font-weight:700}
.persona{display:flex;gap:22px;align-items:flex-start;background:var(--soft);border:1px solid var(--line);border-radius:18px;padding:26px 28px;margin-top:14px}
.persona .ph{flex:0 0 96px;height:96px;border-radius:50%;background:var(--brand-dark);color:#fff;display:flex;align-items:center;justify-content:center;font-size:34px;font-weight:800}
.persona h3{margin:0 0 2px;color:var(--brand-dark);font-size:21px}
.persona .role{color:var(--muted);font-size:14.5px;margin:0 0 10px}
.persona p{margin:0 0 10px;font-size:15.5px}
.practical{background:var(--soft);border:1px solid var(--line);border-radius:16px;padding:28px 30px;margin-top:14px}
.practical ul{list-style:none;padding:0;margin:0;display:grid;grid-template-columns:1fr 1fr;gap:10px 26px}
.practical li{position:relative;padding-left:28px;font-size:15px}
.practical li:before{content:"\2713";position:absolute;left:0;top:0;color:var(--green);font-weight:800}
.faq{margin-top:10px}
.faq details{border:1px solid var(--line);border-radius:12px;padding:2px 20px;margin-bottom:10px;background:#fff}
.faq summary{font-weight:700;color:var(--brand-dark);cursor:pointer;padding:16px 0;font-size:16px;list-style:none}
.faq summary::-webkit-details-marker{display:none}
.faq .a{padding:0 0 16px;color:var(--ink);font-size:15.5px}
.quote{border-left:4px solid var(--accent);padding:6px 0 6px 24px;margin:20px 0;
  font-size:19px;font-style:italic;color:var(--brand-dark);max-width:720px}
.cta{background:var(--brand-dark);color:#fff;border-radius:18px;padding:38px 34px;
  margin:54px 0 30px;display:flex;justify-content:space-between;align-items:center;gap:24px;flex-wrap:wrap}
.cta h2{color:#fff;margin:0 0 8px}
.cta p{margin:0 0 4px;color:#cfe0ee;font-size:16px;max-width:460px}
.cta .contact{font-size:15px;line-height:1.8}
.cta .contact b{color:#fff}
.cta .actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:14px}
footer{border-top:1px solid var(--line);padding:30px 0 56px;color:var(--muted);font-size:13.5px;margin-top:30px}
footer .frow{display:flex;justify-content:space-between;gap:20px;flex-wrap:wrap}
footer a{color:var(--muted)} footer a:hover{color:var(--brand)}
.langbar{background:var(--soft);border-bottom:1px solid var(--line);position:sticky;top:64px;z-index:49}
.langbar .wrap{display:flex;align-items:center;gap:10px;justify-content:flex-end;padding-top:8px;padding-bottom:8px}
.langbar .lbl{font-size:12px;color:var(--muted);margin-right:4px}
.langbtn{border:1px solid var(--line);background:#fff;border-radius:999px;padding:5px 14px;font-size:13px;font-weight:700;color:var(--muted);cursor:pointer}
.langbtn.on{background:var(--brand-dark);color:#fff;border-color:var(--brand-dark)}
.langbtn:hover{border-color:var(--brand);color:var(--brand)}
.langbtn.on:hover{color:#fff}
@media (max-width:760px){
  h1{font-size:34px}.lead{font-size:17px}
  .why, .cards, .practical ul{grid-template-columns:1fr}
  h2{font-size:25px}.persona{flex-direction:column}
}
.navtoggle{display:none;background:none;border:0;font-size:26px;line-height:1;color:var(--brand-dark);cursor:pointer;padding:2px 6px}
@media (max-width:900px){
  .navtoggle{display:block}
  .nav .wrap{position:relative}
  .nav-links{display:none;position:absolute;top:64px;left:0;right:0;background:#fff;flex-direction:column;align-items:stretch;gap:0;border-bottom:1px solid var(--line);box-shadow:0 12px 26px rgba(0,0,0,.12);padding:6px 0;z-index:60}
  .nav-links.open{display:flex}
  .nav-links a{padding:12px 28px;font-size:16px}
  .nav-links a.btn{margin:10px 28px 6px;text-align:center}
}